Eligibility to take PLI Policy

Who are eligible for obtaining a PLI policy?
Employees  of the following Organizations are eligible.

• Central Government
• Defence Services
• Para Military forces
• State Government
• Local Bodies
• Government-aided Educational Institutions
• Reserve Bank of India
• Public Sector Undertakings
• Financial Institutions
• Nationalized Banks
• Autonomous Bodies
• Extra Departmental Agents in Department of Posts

Whether salaried professionals in Private Sector can join PLI?

Such categories are not eligible. They can opt for RPLI policies.

If one spouse is working in a Government organization  but the other is not, is there any scheme in PLI for both?

We have ‘Yugal Suraksha’ scheme under which both can jointly get a policy, after paying a little more premium. Both can be covered under this assurance scheme.

Can one continue the policy if one quits the Government Service?

Yes. One can continue by making payment of premium at any one of the 1,55,000 post offices throughout the country, even after quitting service.

For Rural Postal Life Insurance any Indian  residing in Rural India can take RPLI.  Rural area is defined as one being outside the limits of a municipality.

Age Limit: In all policies the age limit is (age as on next birthday):19-55 years. Only in AEA and GRAM Priya in RPLI the maximum age limit is 40 years.